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Ifaranga ry’u Rwanda ryataye agaciro cyane muri uyu mwaka: Guta agaciro k’ifaranga biterwa n’iki?

November 20, 2024
professormaurice
771 Comments
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HAKIZIMANA Maurice

Guverineri wa Banki nkuru (Ikigega gikuru) y’u Rwanda bwana John Rwangombwa yemeye ku mugaragaro ko irinyarwanda ryataye agaciro cyane ku kigero kidasanzwe cya 16% mu mwaka umwe gusa! Habaye iki? Bigenda bite ngo ifaranga ry’igihugu rite agaciro gutyo? Nibyo ngiye kugerageza kugusobanurira mu mvugo yoroshye kumva.

II Kunkurikira kuri WhatsApp  Whatsapp https://whatsapp.com/channel/0029VaCyM5ILdQejDYwQ2b2u II  Kunkurikira kuri page facebook: https://www.facebook.com/professormaurice

Ihame ry’ubukungu rya offre et demande, demand & supply

Mu mahame y’ubukungu,habayo icyitwa « l’offre et la demande »(mu gifaransa) cyangwa « demand& supply »(mu cyongereza). Supply(Offre) bivuga umusaruro ugurishwa ushyirwa ku isoko aho nyirawo ashyiraho igiciro,aha umusaruro we agaciro.Demand(la demande) bikavuga ubushake bw’abaguzi, abakenera bya bicuruzwa, bwo kugura wa musaruro ku giciro cyashyizweho na nyirawo. Iryo hame ku gihugu risobanura ngo igihugu kirahaha ariko kikanagurisha,gitumiza kandi nacyo kikagira ibyo cyohereza mu mahanga, cyongera umusaruro wacyo uruta uw’ibyo kirya,gkenera cyangwa gitumiza mu mahanga. Iryo hame ryoroshye niryo rigenga agaciro k’ifaranga ry’igihugu.

Gutumiza cyane mu mahanga ibyo igihugu gikenera kurusha ibyo cyo cyoherezayo bituma ifaranga ry’igihugu rita agaciro

Dushingiye kuri iryo hame rya offre et demande, demand & supply rero, iyo igihugu kirya cyane (consommation) ibirenze ibyo gisarura (kimwe n’iyo igihugu gitumiza mu mahanga ibirenze cyane ibyo cyo kihacuruza) ifaranga ryacyo rita agaciro kuko kiba cyaritanze ku bwinshi ngo kibone amadolari (amayero n’andi manyamahanga) yo kujya kuranguza no gutumiza hanze! Ng’uko muri make uko ifaranga ricika intege!

Kuvunjisha ifaranga ry’igihugu cyane ujya kugura mu mahanga ibyo ukenera byinshi bitesha agaciro ifaranga

Ibitumizwa hanze bikomeje gutumbagira! Nawe se,ngibyo ibiryo bibisi n’ibyumye,ngiyo isima,ngibyo ibikoresho by’ubwubatsi,ngizo intwaro,ngibyo ibinyabiziga,ngibyo ibikoresho by’ikoranabuhanga,ngibyo ibyambarwa ngibyo……ngibyo……! Ese niba amakontineri yinjira mu gihugu (ibitumizwa) aruta kure cyane amakontineri asohoka mu gihugu (ibyoherezwa) ifaranga ry’igihugu ryagumana agaciro? Wibuke ko utumiza abanza kuvunjisha(guta) ifaranga rye akifatira iryo akeneye kuranguza mu gihe ugurisha we (uwohereza mu mahanga) atesha agaciro ifaranga ry’amahanga akarihabwa mu ry’igihugu.

Kwanga gukoresha ifaranga ry’igihugu mu gihugu imbere bituma ifaranga ry’igihugu rita agaciro

Kwanga gukoresha ifaranga ry’igihugu mu gihugu imbere bituma ifaranga ry’igihugu rita agaciro. Urugero ni igihe n’abaturage b’igihugu ubwabo imbere banga cyangw abazinukwa ifaranga ryabo bakishima iyo babitse idolari cyangwa iyero mu mifuka yabo! Hari n’abafunguza za konti z’amadolari mu gihugu imbere! Ejo bundi banavuze ba nyiribyondo (landlords) banga kwishyurwa mumafaranga y’igihugu kuko babona nta gaciro afite. None se uwabitse idolari mu mwaka umwe n’uwabitse amanyarwanda ninde wungutse ?

Kwishyurana mu madolari bitesha agaciro amafaranga y’igihugu cyawe

Ni iki cyagombye gukorwa?

Ushaka kubaka ubukungu buhamye ateza imbere ubuhinzi ngandurarugo na ngengabukungu,ku buryo igihugu cyabasha kwihaza hadatumijwe byinshi mu mahanga, kigateza imbere ubworozi bwa byose, kigateza imbere inganda nto inini n’ubukorikori (ububaji,ubucuzi,ububumbyi…), ikoranabuhanga rigashingira ku by’imbere, kigaha abanyagihugu amasoko ku buryo abanyamahanga badahambira amafaranga ya cyo ngo bayijyanire (imihanda,ibiraro,ubwubatsi,…) bigahabwa abanyagihugu bahembwa mu mafaranga y’igihugu,kandi abantu bakigishwa guhahisha ay’igihugu no kwishyurana kuri konti aho kuba mu ntoki (urugero: ino mu Bufaransa iyo wishyuye arenze amayero 1000 mu ntoki ntibayakira)!

Simbimazeyo.Abahanga mu by’ubukungu bagira ibyo bongeramo!

Murakarama,

Iyi si,

HAKIZIMANA Maurice:  II Kunkurikira kuri WhatsApp  Whatsapp https://whatsapp.com/channel/0029VaCyM5ILdQejDYwQ2b2u II  Kunkurikira kuri page facebook: https://www.facebook.com/professormaurice/

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